These apps are EPF Check Balance by Technical Likes; EPF Passbook, EPF Balance, PF Claim Status and UAN by factoB; PF Balance and Claim Status by Arbaz Alam; EPF Balance, Passbook and EPFO Claim status by ampower; EPF Balance Online | PF Status by EPF Office; and Check Your EPF Balance by S IT Tech. Mint Money sent a set of questions through email to these app developers and got a reply only from ampower. One reason for the popularity of PF App Download these apps could be that the EPFO does not have a dedicated app of its own.
A user review of the factoB app mentioned above sums it up. It reads Such a great app which gives the information regarding the PF, which the original one Govt PF app isnt useful in doing sic. Till recently, the EPFO had an app called mEPF. It was unpublished because its services are now hosted on the Umang app. Apart from the apps mentioned above, there are several others that have downloads of over , . Just what drives the app developers to build these apps And, is it wise to share critical information with them Let s look into the details.
Checking PF without apps There could also be malicious intent behind building these apps. This intent, in extreme cases, could be to steal information that can be used to withdraw money from your provident fund in an unauthorised manner, Jaju said. You know that when you download an app from the Play Store, the app asks for various permissions for a variety of things, which could also include access to your SMS inbox. This is typically true for apps that require an OTP for transactions to go through.
If you are using an uncertified app for using EPFO services and the app has permission to read the SMSs on your phone, apart from other things, it leaves your EPF account vulnerable to hacking. This is so because the UAN member portal authorizes requests like transfer or withdrawal of funds using an OTP sent on the mobile phone linked with the UAN. While most apps seek access to your UAN and password which they need to do anything useful in good faith; when they also access your SMS inbox, there is a possibility that someone with criminal intent could place a request and authorize the withdrawal of your EPF money.